Tag Archives: education

Why is it getting harder to find good online English teachers these days?

english teacher

I am half Russian and half French. English has always been in the background of my life and over the last 5 years I thought I would try to step things up and try to learn English in a more direct and head on way.

So for me one of the dilemmas I had was, how do I find a good teacher? Well, this was a question that I often wondered about. Before the advent of high speed internet and Skype, the option was always find a good teacher at a school and then attend there every week. This for me often brought several problems, as I would have to travel a long way to the language school.

So it was nice when a good acquaintance of mine told me about another way to learn a language. This was learning through the internet and through the program Skype.

It was a real revelation to me because I didn’t even know such a service existed. I was delighted to find that there were many options and there seemed to many services that offered realistic lessons at an affordable price

As I said I am learning English, and it seemed that this was the most popular language on offer, it would make sense wouldn’t it? So I had to start by choosing what types of lessons I wanted then I was given the task of choosing the best English teacher online for me. I really didn’t know where to begin at first as there seemed to be so many teachers to choose from.

Eventually I decided to get the most qualified teacher I could find who could help me with conversational lessons. I then made a lesson request and was then asked to register and enter my credit card details. I was a bit nervous about this at first as for me I have had problems with fraud in the past and I wasn’t about to get sucked into another scam.

It turned out this website had a great reputation and I was happy that they also had great customer service as well.

So I had to wait for 5 days as my teacher was too busy to teach that week. When we did have the lesson it was really great and informative. I found some of what he said was really relevant to my business English as well as just learning thing for conversation.


When I asked him about grammar and some of my problems with prepositions, he was of great help I felt that I could easily get the answers that I was after.

All in all I really recommend this service and I will definitely take more online lessons.

What is the Holy Spirit?

god is realWhile there are many religions in the world that all are based on some of the same beliefs, there is that thought in many people’s minds of who or what the Holy Spirit really is. Is it an entity that is not seen and only believed in? Can it be seen and touched by people, no matter what? As with many mysterious, we turn to scripture to tell us the truth, or as close to the truth as we can get. There are many passages that can help us to understand just what the Holy Spirit actually is. He is there to guide you, support you, and lift you up when you truly need Him the most.

The Bible is one of the best resources to use when you want to know more about who and what the Holy Spirit is. Take for instance these two passages, which coincidentally are both the first and last references to the Holy Spirit in the Bible;

‘‘And the Spirit of God was hovering over the face of the waters.’’ (Genesis 1:2)

“And the Spirit and the bride say, “Come!”’ (Revelation 22:17)

His guidance is there to help us in all aspects of our lives. He is there to support us and help us through any times of need we may have. For instance, the next two passages show us just how we should live to serve him:

‘‘…so that we should serve in the newness of the Spirit and not the oldness of t   he letter.’’ (Romans 7:6)

‘‘…who also made us sufficient as ministers of the new covenant, not of the letter but of the Spirit; for the letter kills, but the Spirit gives life. (…) how will the ministry of the Spirit not be more glorious?’’ (2 Corinthians 3: 6, 8)

His wisdom is there to guide us make sure that we are doing what we should do in our lives. He teaches us just where to go and what to do so we do not make terrible mistakes: ‘‘Then the Spirit told me to go with them, doubting nothing.’
(Acts 11:12). Do not doubt the wisdom and guidance he gives you.

Essentially, the Holy Spirit cannot be summed up into one word. He is both in and around us and he is there to help guide us through some of the rough patches of life. He is definitely something that no one should fear, for his love and acceptance will get your though anything in your life. Accept him, love him, and be happy knowing that you are not alone.





Development in Driving Simulators

autoDriving simulator helps in entertaining in driving education courses in institutes and in private businesses. They also help in research factors and monitor the performance and attention in the car. They also help in car design and produce new vehicles design in auto mobile industry. Now all over the world they are increasingly used in training of driving. Driving simulator are effective and proven tool for safety technique during the practice. They are of many types which can be used like train, bus, truck and car. They also help in medical research and helps in advance driving assistance system.

There are following types of driving simulator
Modular Design Simulator: They are used with chargeable cabs, and can be put together for use as tractor and trucks, and with other construction vehicles. They also work with passenger vehicles, buses, trains and heavy vehicles like cranes.

Multi station simulator: this helps instructor to give training more than one driver in no time. They have centralized control of driving stations. It helps in reducing cost and saves the time of the instructor while giving training to everyone. They can train drivers at the same time and control all the traffic easily.

Bus simulators:  they are used to train bus drivers for route familiarity, to tell them driving techniques and for fuel efficiency techniques. They help in giving training to drivers on different models of buses and help them to learn different types of gear transmission.

People need result in driving simulator which is easy to use and they can learn with no difficulty. Driving simulator research carried by traffic safety research program researchers. For more information you can contact to the research person and to the person who is controlling this program, and they will guide you about the whole program.

Uses Of Driving Simulators:
* It helps in analyzing driver’s response as well as helps in determining driver’s performances.
* It evaluates handling of controls on different conditions and helps them learning efficiently.
* It trains the user in critical driving condition and they can handle the situation in tough phase.
* It helps in determining driver’s behavior and the way of handling situation around them.
* It gives training to the impaired users.

Now it is the part of developing vehicles and research system. It also helps in manufacturing of cars and helps in suppliers. They are setting example for car development projects. Please visit www.rijschool-simulator.nl for more information.

Driver Training Simulator

driving simulator

Over the years, the norm has been to train drivers by taking them out into the real world and onto our streets, much to the annoyance and sometimes danger of other road users. Needless to say, this can be a headache for everyday drivers (notice I didn’t say experienced drivers?) going about their daily activities, as trainee drivers are oftentimes not accustomed to the conditions.

However, there has been a great invention which can now be used to train new, intermediate and expert drivers alike, as well as analyze and research certain driving behaviours and techniques. Driver Training Simulators have come a far way and can be used in a controlled environment to perfect a driver’s art. So popular and user-friendly is this method that not only is it used for motor cars, but it is also used for buses, trucks, trains, aeroplanes and in games for the simple fun of it.

Driving simulation is also used to monitor driver behaviour, attention and performance in the car industry to inform decisions on designing new vehicles as well as new advanced driver assistance systems. As a result, even the disabled can benefit from this driver training simulation as the law is maintained while trying to devise strategies and develop vehicles to aid them in being able to drive, despite their disability. One such is the Hazard Perception and Disability Simulators Training which helps amputees and the disabled in the use of hand controls. Of course the need to be independent if you are disabled or an amputee cannot be stressed enough, but the risk is great when training this group.

This leads to the other point. One argument for the use of driver training simulator is that it also protects other road users as some driving tests and training like the above mentioned, as well as research on drivers could border on being unethical if carried out in the real world. This is because other road users could possibly be placed at risk and would not be made aware (whether prior to or after) of the fact that the test or training is being done. The driving training simulation eliminates this concern as both the test and training are done in a controlled environment, at least prior to going into the real world.

Among the different types of simulators is the Modular Design Simulator which is basically an all in one simulator with the potential to save a lot of money. Its main feature is the fact that it has interchangeable cabs and can therefore be configured as a dumper truck, trailer, tractor, bus, train, passenger car, high pursuit police vehicle, crane, other construction vehicles, airport-operated vehicle or emergency response vehicle.

There is also the multi-station driving simulator which allows the instructor to train multiple drivers at any given time and is equipped with a centralised instructor station to control all the driving stations. Needless to say, this also tremendously saves on cost as well as time.

Finally, there is the Bus Simulator which is used to train drivers on route familiarisation, fuel efficiency techniques and safe driving techniques. This simulator is also interchangeable within the bus class, as it can also be used for different models of buses as well as different types of gear transmission.

So as you can see, driving training simulation is a wonderful means by which the car industry is putting our safety first by providing protection for road users, expert training, research and testing in a bid to perfect the industry. Please visit www.rijschool-simulator.nl for more information.

Can You Book Your Driving Test Online?

autoWhen you’re ready to book your driving test, it’s good to do this as soon as possible. You may need to have an instructor with you for the test and slots fill up quickly for these tests. One way you can ensure you book your practical test as soon as possible is to book online! There are a few ways to do this and a few advantages this offers. Consider a few of those here.

  1. Avoid the government site.

The UK government does allow you to book your driving test online at their own site, but this can be more inconvenient than easy on you. One reason for this is that the site is often bogged down with visitors and it can take quite a long time to get through all the steps needed to book your test.

Another consideration is that the government site is not always easy to use and to understand. When you book any type of appointment online you want to use a site that is easy to navigate so you can find what you need quickly and easily and know that you’ve booked your appointment successfully.

  1. Know what you need to book your test.

In most cases you may need proof of having passed a theory test before you can book your driving test online, and of course you need your driving license number. It’s also good to know if you need to book an instructor’s test so you understand your choices and options.

If you have all this information with you ahead of time, booking will be fast and simple for you. Of course if you don’t have this information handy you can always find it and return to your online booking site, which is another reason it’s so much easier to use such a site! You won’t need to revisit a testing centre if you’ve forgotten something important.

  1. Be sure you get a confirmation.

To ensure that everything was booked properly at an online site, but sure you get a confirmation. This will tell you everything you need to know about your test and your appointment. You can also typically log back into a site and recheck any information so you can ensure you show up where you’re supposed to be, and when! This too is another advantage to online sites, as they’re easier to confirm information after your appointment has been booked.

Why Pedia Greek School Is Right For Your Child?

greek schoolIf you are looking for a school in Clayton South that teaches Greek tradition and language then there is no better choice than the Pedia Greek School. Pedia Greek School is a modern school with state of the art teaching and schooling facilities.

As evident from its name, Pedia Greek school aims to provide a best environment for learning Greek language and Greek culture. The school has well established teaching facility from Prep class to VCE. The school aims to teach the students to enjoy the Greek language and Greek tradition. The school uses innovative and modern methods to teach the students to the best of their abilities.

The teaching and school staff is extremely helpful and professional, the teaching faculty is highly qualified and accommodative as well as encouraging. The teachers encourage and motivate the students for better performance. The school principal Anastasia Lembesis is a highly qualified teacher having ample amount of experience exceeding 35 years. She is well known for management skills as well as teaching skills.

Pedia School’s philosophy is very simple, do the best for the best. School employs not only traditional teaching methods but also some out of the box teaching methods that involve fun activities and a great teaching environment. The school is one of the very few schools in Australia that have such an excellent reputation , the school has earned a lot of respect, all the parents are extremely satisfied by the school and their children’s progress.

Management team is always available to facilitate the parents, even during the classes. The school is open Monday to Saturday every week.

There is no better school that teaches the Greek tradition and culture in such an excellent and comprehensive way. Don’t waste a single moment, go for it. Please visit pediagreekschool.org.au  for more information.

Pedia Greek School

greek schoolPedia Greek School is Clayton based Greek School in Australia that offers a fun and caring environment to learn and explore the Greek language, tradition and culture. The school offers a very safe learning environment for the students to learn all the aspects and facets of the Greek language and tradition.

The school provides comprehensive environment for student participation in school activities. The school is committed to provide excellent learning environment to understand the Greek culture. The school thrives to bring the best out of the students. The school faculty is highly qualified and professional in their profession.

School students are encouraged to participate in school activities and learning based co curriculum activities. The school uses advanced teaching methods for the students. Pedia Greek School offers age based learning for students to provide best learning opportunities for students.

School management team is there for you, even during the class timing via phone or email. The management team is always available for assistance of parents and students. Pedia School is a very modern school which aims to deliver the best environment to learn Greek. The philosophy of the school is evident from its name, PEDIA Greek School.

Pedia Greek School Curriculum:

The students are provided class based learning, the students are motivated to grow confidence and take part in a plethora of Greek based learning activities so that the students can feel and breath Greek tradition.


The school works to encourage and support the development of our students, we aim to grow and strengthen the role that Greek culture plays in the daily lives of our students and the local community.

Contact Information:

Website Link : http://pediagreekschool.org.au

Facebook page : https://www.facebook.com/pediagreekschool/

Address : Clayton South, Victoria 3169

Contact Info : enquiries@pediagreekschool.org.au

Phone : + 39 02 82088

Addiction Help Hotline Org

addiction help hotline

Drug addiction has rocked the world in recent times and the death rate due to drug consumption has increased to an alarming level. Every day someone falls a victim to this lucrative yet painful death and still more and more people are falling for drugs and alcohol. The drug usage has dramatically increased in the last few years and the most effected age group is teens and young generation. In US alone, the percentage of drug consumption amongst teens and young people have sky rocketed.

Nearly everybody knows the fatal affects of the drugs but still people don’t hesitate to consume them, people need proper guidance and awareness to get rid of it. Addiction is basically a psychological where an individual has an iterative desire to consume the drugs, the worst and strange part is the addict consumes the drugs even after having knowledge of the consequences he/she might face.

Alcohol and drug addiction can cause liver failure, cancer and heart strokes. In females, it can cause damage to the developing fetus or may intoxicate the ovary. Excessive usage of alcohol can cause brain disorder or may completely damage the brain.

The biggest and most important hurdle is to stop the addicts from consuming more drugs, it takes a lot of effort and time to bring back an addict to normal life. The society is actively taking measures to facilitate drug addicts to bring them back to normal and healthy lives. The Addiction Hotline is one of the very active participants in helping individuals and families to help them with their loved ones who have fallen a victim to this deadly habit. If you need any kind of help or assistance related to Addiction treatment then the Drug and Alcohol Addiction Hotline is just a call away, the hotline service provides expert advice and assistance for rehabilitation program and process.

Call now : (855) 917-4624 – Visit http://theaddictionhotline.org/ for more!

Addiction Hotline – Who To Contact In a Time Of Need

addition help

Excessive usage of drugs and alcohol is a common thing these days and every passing day youth is heavily attracted by drugs and alcohol. Drug usage percentages have rapidly increased all over America and the especially the Youth is consuming more and more drugs every passing minute.

Excessive usage of drugs and alcohol leads towards addiction and once a person is addicted to drugs it’s a mammoth task to bring him to the normal conditions once again. The situation is alarming as the majority of addicts are teens and vast majority of people are suffering from alcoholic disorder. Drugs and alcohol affects nearly every human organ and they can damages human organs. Excessive drug usage can also damage a developing fetus. Alcohol is a poison for brain, it can alter brain functionality or disturb the usual functionalities. It can also cause liver failure, cancer and heart strokes. The death toll due to alcohol consumption is rising all across the world and the situation is worst in America.

Drug and alcohol addicts need proper rehabilitation to restore balance both in mind and body. Drug addicts need proper care and guidance to get them back on to the track. Alcohol and Drug addiction hotlines were developed to help the needy individuals and families to get proper help and guidance on the addiction problems and to answer most of the issues related to addicts and addiction.

If anyone around you is facing any kind of addiction problem then the solution lays just a phone call away. Addiction hotline is available for your help 24/7, the facility provides expert opinion and a solution related to the addiction and holds a record of every rehab treatment center near to your vicinity. Get the help you and your family needs with just one phone call.

CALL NOW : (855) 956-9637 – visit theaddictionhotline.org

Business Coach and Entrepreneur Shares Success Secrets

SuccessHow would you like to learn secrets that could make you millions of dollars in just a couple of days? Many people around the globe are constantly seeking better ways to expand their businesses; some want out of the financial rut that they are in. People create businesses in hopes of attaining financial freedom. They will attend a seminar here and there in hopes of achieving their goal.

Meir Ezra is aware of what business owners are wanting and looking for and he is willing to offer the secrets to success; all you have to do is attend a seminar conducted by him. He is the founder of Guaranteed Prosperity International, a Florida based company that trains, coaches and guides people into becoming successful within their business. The company is built upon three principles, which are: ability, knowledge and integrity. He believes that having this combination will open the doors to many successful ventures.

When you attend one of the discussions, be prepared to learn his secrets to success. The sessions that he offers are two-days that are guaranteed to change your life and your business. Ezra is a successful entrepreneur with multiple businesses all across the globe. He believes in incorporating family values and putting your family first in order to produce a successful business. There are many topics that will be discussed during these assemblies, such as financial planning, the perfect business model and learning money and ethics. He will go in depth with each of these topics and how it correlates with Guaranteed Prosperity. He will also speak about life topics and how certain things in life can affect the way your business progresses.

Each topic in life reflects on how well your business will do. Ezra will describe how knowing the way to be happy, will ensure a successful business; or how luck can find its way into your business model. At the assemblies and on the website, you will find success stories from average business owners that followed his system and used his secrets. He goes around the globe offering and guaranteeing that by following his formula, your business will evolve into a successful venture. He is so sure of this that he is willing to give a full refund if you are not satisfied. If you attend one of the full intro discussions and are not satisfied by the end of the conference he will double your money back. For the major discussions, if you are not satisfied at the end, you will be refunded the cost minus 10% refund fee. That gives you more of an incentive to try it out; either way you leave with money in your pocket.

Over the next couple of months, Ezra will be presenting his seminars in Toronto, Canada and Tampa, Florida. A couple of them will be held in Tampa, Florida area do require that you attend prerequisite courses before being able to attend those particular sessions; however these are all to just assist you with expanding your knowledge of Guaranteed Prosperity. This is an ongoing training and coaching event that will guide you in the right direction; to accomplish one goal and that is for your company to prosper.

History of Russia Invading Ukraine

shot down

November 1917 Bolshevik forces backed by Soviets (Russians) invaded Ukraine. This was the beginning of Vladimir Lenin’s plan to take over the World. Most of Europe was involved with fighting World War One. After the end of The War to End All Wars was finished, the next takeover of Europe was started.

The League of Nations was started in the hopes of stopping the next war, and failed. Soviet Troops slowly advanced west. Germany and the Soviet Union had a nonaggression treaty, which was on paper only. Neither Hitler nor Stalin trusted each other. After World War Two the Soviet Union invaded its neighbors and spread it influence around the World. A lot of words and little action by the United States did not deter the spread of Communism.

Our Military fought in Korea and in Vietnam and defeated Chinese and Soviet backed forces. Our Politicians squandered those victories. By the summer of 1989 the Soviet Union was having economic difficulties and the Soviet Union dissolved physically. In the minds of some, Communism still lived. Russia kept its interest in the Middle East supplying weapons used against Israel. During the First Gulf War our Military fought against Iraqi Troops armed with Russian weapons.

In the halls of the United Nations, Russia opposed us on every issue. Russia has armed and trained our current enemy the Islamist Terrorists. Russia is back in Ukraine backing antigovernment forces, supplying training, weapons and troops. Vladimir Putin denies any roll in shooting down aircraft, including a passenger plane.

Barack Obama, just like Woodrow Wilson, Warren Harding, Calvin Coolidge, Herbert Hoover, Franklin Roosevelt, Harry Truman, Dwight Eisenhower, Lyndon Johnson, and Jimmy Carter, Russian aggression is ignored. Joseph Stalin is number two on the list of killing the most people. Mao Zedong is number one, Adolf Hitler is number three. Stalin killed over 7 million Ukrainians.  Will Putin do the same? Look at the fallout from the MH17 plane downing as described on Wounded American Warrior

Just like 1917 we are tired of war. We have a President who likes to talk, but not use actions to stop a problem. The United Nations like the League of Nations is not doing anything to stop Russia. Is history going to repeat itself and will 7 million more Ukrainians die?  Do we send Troops to Ukraine?  Do we sell arms to Ukraine?  Is this the start of a second war?


carrier bagUK government passed a legislation in recent weeks that has been widely contested by the public. The main talking point was that the legislation itself is quite confusing and makes no one happy. The carrier bag industry is one deeply effected this flawed legislation, they claim that the law could have been implemented in a better way to enforce the reduction of the use of carrier bags.

The industry is very keen to support the legislation in order to protect the environment. The carrier bag industry has already been working on for the alternatives of the plastic bags. One of the notable companies to take this step is OverSolve Carrier Bags Ltd. The company has been in the carrier bag business for more than two decades and holds a respectable status amongst its valued customers.

Types of Carrier bags manufactured by Oversolve:

  • Plastic Carrier Bags
  • Paper Carrier Bags
  • Laminated Carrier Bags
  • PP Woven Bags
  • Non PP Woven Bags
  • Denia Nylon Bags
  • Mailing Bags
  • HD Vest Carrier Bags
  • Aperture Carrier Bags
  • Die Cut Handle Carrier Bags
  • Flexiloop Carrier Bags
  • Printed Carrier Bags
  • Rope Handle Plastoc Carrier Bags
  • Tape Handle Paper Carrier Bags
  • Twisted Paper Handle Carrier Bags
  • Kraft Bags
  • Cord Handle Laminated Bags
  • Ribbon Handle Carrier Bags


  • Cotton Bags
  • Jute Bags

OverSolve Carrier Bags was created back in 1992 by the Steven Thornhill & Ian Brinkler, the company manufactures all types of carrier bags available at very affordable prices. The company has its own dedicated printing and manufacturing facility and produces well over 2 million printed bags per year. Over the years the company has developed trading links with other renowned factories to offer various types of handbags. The most striking feature of Oversolve is its eco-friendly carrier bags that are perfectly safe for the environment, developed under the safety hazards.

printed carrier bags

How Students Can Select The Right Internship In Hong Kong – 4 topics to think about

careersAs a student, you are constantly trying to increase your chances of finding employment upon graduation in Hong Kong. One of the most effective ways to increase your opportunities is to do an internship in Hong Kong. You can acquire invaluable practical experience within your field of study, meet with professionals and understand the culture and operations of the company. However, you have to optimize your internships and find the experience that will help you secure your future job.

1.Your target

Prior to your research, you have to determine your long term and short-term goals. Are you at a stage where you know exactly what type of position you are aiming for and therefore the type of knowledge you need, or are you still in a discovery phase where you would like to gain a wider set of knowledge. Most students believe that working for an international firm will be better and open more doors than a smaller company. However, in smaller companies you might be able to obtain an overall perspective on the business, something that is more difficult to achieve in a large firm. Be precise and know what you want, for you will convince the employer to recruit you and will benefit greatly from the experience.

2. Should I be compensated?

Everyone prefers a paid internship. We perfectly understand that doing an internship in Hong Kong is expensive and that you would feel better if your abilities were recognized and monetized! However, with some experience, we believe that some unpaid internships can definitely be more valuable than paid internships in some instances. Don’t rule them out! Some industries do not regularly hire interns because the tasks are too technical and are not suited for all interns. Your first full time employer will be interested in what you know, not what you earned! Aim for experience rather than money.

Nevertheless, it never hurts to figure out the reasons behind the refusal to compensate interns. Is it a company policy or budget constraints? Do they have any other perks or hire fresh graduates on a regular basis? The more you know, the better off you are.

3. Is the company Intern Friendly?

Now that you are more knowledgeable about your target and the companies’ habits, try to learn more about the “internship program” itself. Find out if other interns have worked there and ask them for feedback. What is the internship program like? While startup companies tend to rely on interns for all types of interesting projects, other companies hire interns for boring tasks.  Internship programs are common in larger corporations. Beware of middle-sized businesses!

4. Aiming for a big or small company for an internship in Hong Kong?

It is often the subject of heated debates and in the end, both types of companies have their advantages and their drawbacks. A larger company will be recognized in several countries. Moreover, larger companies have very interesting graduate and internship programs based on years of experience dealing with interns. However, these large corporations are not always people friendly. You will find it hard to interact with the top management and to understand what’s going on outside your department. A smaller company will not carry as much recognition in the short run but valuable insight and practical experience that will definitely help you to land a job in a larger company in the future.


Spend time on preliminary research in order to avoid disappointment. Always do your best and follow what your managers ask you to do with diligence. Every experience is valuable, so you must make the best of it. At the end of your internship in Hong Kong, keep in contact with the team and thank them for the opportunity they gave you.

3 Ways to Boost Your Credit Rating

Check Credit ScoreYour credit health is extremely important in todays world, from making purchases to getting a new apartment, or even getting that new dream job you have always wanted. Without good credit you will fail to live a more quality life.

So what is good credit and how do you achieve it? That’s a bit more difficult to explain. Good credit can be a score of 690 or above, or it could simply be a score of 650 that gets you approved for that new apartment. But it could also be 720, which might be needed for that dream job. There are many variables that need to be considered here.

Before we explain how to achieve good credit, be sure to pull your credit report, for free, at www.AnnualCreditReport.com, which is a free service (by law) that allows you to view your credit from all 3 Credit Reporting Agencies (credit bureaus), which are Experian, TransUnion and Equifax.

Once you’ve pulled your credit you will need to take a good look at what’s going on. Is your personal information correct? This is extremely important as it can cause many issues, and if incorrect could also be a sign of fraudulent activity.

Reading over your credit report to ensure that your information is correct is just the start. Next you need to check for any other erroneous information, such as accounts that may not belong to you or maybe even accounts that are listed incorrectly. When you’ve gone over this information and highlighted inaccuracies, then you will need to start looking over the accounts listed on the report.

Now, with your credit report on hand you can follow this list.

  1. Be sure that all of the information is listed correctly.
  2. Check the accounts to ensure that they belong to you. If they do not, then you will need to dispute them. I highly encourage you to write a HAND written letter as it will help you get past the electronic scan checking that the CRA’s (credit reporting agencies) do to eliminate copy and pasted letters from the internet.
  3. Dispute all inaccuracies or anything that may not belong to you (erroneously reported items).

Doing this will help improve your credit rating if you have problems such as those mentioned above. If not, no worries, we will go over other ways to help you out.

Next, after you’ve disputed the inaccuracies or accounts that do not belong to you, it’s time to move on. Applying for new accounts will help boost your credit score. This can be secured or unsecured accounts.

If your credit rating is higher than 680, then you can attempt to apply for unsecure cards such as the Discover Card. However, if it’s below that score you will need to stick with a Secure Credit Card.

With an secure credit card you will be able to pay up front and borrow against that money. This allows you to quickly boost your credit rating within a matter of months. However, there are some things to beware of.

  1. Keep your credit utilization below 30% of the max. This helps you to keep your credit score up and shows you are worthy of other (unsecure) credit cards.
  2. Make your payments on-time, each and every month. This shows good payment history and account status.

By doing the above you will be able to boost your credit score and improve your chances of getting new credit accounts in the not-so-distant future.

To learn more about Credit Repair, please read our other articles and tips at: http://www.creditbrite.com

Video: Senator Kay Hagan – Obamacare

Kay Hagan said she supported Obamacare and says it reached 7.1 million users. Although recently a report came out saying there were many duplicates. She said because of the amount of people that signed up showed that Barack Obama’s health care law is important.

Watch the video below to learn more: